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Statement of Rental Policy / Qualification Acknowledgement


In order to assist your decision on your new home, we are providing a list of guidelines used to qualify residents for residency in our communities. Nothing contained in these requirements shall constitute representation by APERTO PROPERTY MANAGEMENT, LLC that all residents and occupants currently residing in our community have met or currently meet these guidelines.

FAIR HOUSING STATEMENT. APERTO PROPERTY MANAGEMENT, LLC and the Owner are committed to compliance with all federal, state and local fair housing laws. It is our policy to comply with all laws prohibiting discrimination, including those that prohibit discrimination based on race, color, religion, national origin, sex, familial status or disability.

IDENTIFICATION. Applicants must present a government issued photo identification card for all persons age 18 and older that will be living in the apartment.

APPLICATION AND FEE. A separate rental application must be completed, dated and signed by each applicant and any individual over the age of 18. All individuals 18 years of age, or legally considered an adult by law if not living with a legal guardian, are required to be made a party to the lease. Spouses may complete the same application. A non-refundable application fee and deposit are required at the time an application is submitted.

OCCUPANCY. Unit occupancy standards are as follows: Three (3) people max in a one bedroom apartment home, five (5) people max in a two bedroom apartment home and seven (7) people max in a three bedroom apartment home. The Company complies with applicable laws that require higher or lower occupancy ratios.

INCOME. All applicants must have a combined gross monthly income in an amount no less that (2 1/2) times the monthly rental rate. Income must be verified by providing your last (8) pay stubs or written, verifiable documentation from your employer verifying your employment on company letterhead. A request for employment verification form is attached to this application which can be taken to place of employment and have it either faxed or emailed back to the office. Other acceptable forms of verifiable income may include: if self employed, your current tax return, court ordered child or spousal support, social security award letter, GI benefits, pensions, disability payments, trust funds, assets, three (3) months of current bank statements or other legal sources of income received on a regular basis that can be verified.

RENTAL HISTORY. Less than satisfactory rental history including, Evictions and/or Outstanding Debt to a previous landlord may result in automatic denial.

CREDIT HISTORY. Our screening agency evaluates credit, debt to income and rental history against indicators of future rent payment performance. Any unsatisfactory finding may result in the requirement of an additional deposit or denial.

GUARANTORS. Are only accepted for full time students. All guarantors must have a combined gross monthly income in an amount no less than (5) times the monthly rental rate. If a guarantor is needed, they must meet the entire qualifying criteria as presented herein. The guarantor must pay an additional application fee.

CRIMINAL HISTORY. A criminal background screening will be conducted for all applicants including felony and misdemeanor convictions and charges. The following offenses including deferred, convictions, charges and sex offender registrants will result in automatic denial.
Crimes against Person involving assault, homicide, kidnapping and sex related: Felony convictions within 50 years and charges pending trial within 5 years, Misdemeanor convictions within 10 years and charges pending trial within 5 years.
Crimes Against Property involving arson, burglary, motor vehicle theft, counterfeit, embezzlement, extortion, fraud, robbery, stolen property, destruction of property: Felony convictions up to 15 years and charges pending trial up to 5 years, Misdemeanor convictions up to 5 years and charges pending up to 3 years.
Crimes Against Society involving Obstruction of the Law, Disorderly Conduct, Drunkenness, DUI, Liquor Law, Pornography, Prostitution, Traffic, Trespassing, Drugs, Weapons, Peeping Tom: Felony convictions up to 15 years and charges pending trial up to 5 years, Misdemeanors involving Drugs, Weapons, peeping Tom convictions up to 5 years and charges pending trial up to 3 years.
Offenses involving Drug/Narcotic Sale or Manufacture: Felony convictions within 50 years, charges pending trial within 5 years, Misdemeanor convictions within 10 years, charges pending trial within 3 years.

PETS. Pet restrictions vary at each community. If you have pets, please see your leasing representative for more information.


Rental Scoring & Your Rental Application


We rely upon a "Rental Score" to estimate the relative financial risk of leasing an apartment to you. In addition to estimating risk, rental scores are an objective and consistent way of reviewing relevant applicant information, and help speed the application approval process.

How is my rental score determined?
Rental scoring systems assign points to certain factors identified as having a statistical correlation to future financial lease performance. Your rental score results from a mathematical analysis of information found in your credit report, application data, and previous rental history. Such information may include your bill-paying history, the number and type of accounts you have, collection actions, outstanding debt, and the number of inquiries in your consumer report. The final number, or rental score, represents an estimated level of risk as compared to the performance of other consumers in a range of scores. Because your rental score is based upon real data and statistics, it is more reliable than subjective methods of evaluating your information. Rental scoring treats all applicants consistently and impartially. Additionally, your rental score never uses certain characteristics like-- race, color, sex, familial status, handicap, national origin, or religion as factors.

What can I do to improve my rental score?
Your rental score may change based upon changes of the underlying information. The total improvement, however, generally depends on how that factor relates to other factors considered by the scoring system. Nevertheless, to improve your rental score, concentrate on paying your bills on time, paying down outstanding balances, and not taking on new debt.

NOTIFICATION OF DENIAL OR CONDITIONAL APPROVAL
You have a right under the Fair Credit Reporting Act to a free copy of your consumer report from CoreLogic SafeRent, LLC, the reporting agency used by APERTO PROPERTY MANAGEMENT, LLC to evaluate your background information if the request is made no later than 60 days after you receive notification of a denial or conditional approval. In evaluating your application, information obtained from or through CoreLogic SafeRent, LLC, which may include credit information or consumer information from one or more of the credit bureaus or consumer reporting agencies, may have influenced APERTO PROPERTY MANAGEMENT, LLC decision in whole or in part. These consumerreporting agencies and/or credit bureaus DID NOT make the decision to take adverse action and are unable to provide specific reasons why adverse action was taken.

By choosing "I Agree" to continue to the application you acknowledge that you have read and understand the above Statement of Rental Policy/Qualification Acknowledgement.


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